• health and well-being - journal - simple life

    Why I Want and Enjoy the Frugal Life

    February 27, 2025 - By 

    Living a frugal life has become one of the most fulfilling decisions I’ve made, and it’s something I’m genuinely grateful for. It has changed me for the better. I may not be the most frugal person out there, but I have learned so much and taken into practice so many frugal habits. I am constantly learning and seeing what frugal and practical actions I can incorporate and fit into my life. When I realized I had to take my finances seriously, I knew I had to change my views and way of life. For most of my life, I was…

  • health and well-being - journal - simple life

    How Your Thoughts Shape Your Actions, and Your Actions Shape Your Results

    February 24, 2025 - By 

    I am a big believer in the power of thoughts and even if it is difficult to stay on the positive side all the time, I encourage myself to see the good side of every challenge. The concept is simple: thoughts become actions and those actions bring results. The relationship between thoughts, actions, and results is a powerful cycle that can either propel you toward your goals or keep you stuck in patterns of unfulfillment. Understanding how your thoughts shape your actions—and, in turn, how those actions determine the results you experience—can be the key to achieving lasting success and…

  • finance - health and well-being - investing

    10 Things I Do Not Regret Investing In

    February 11, 2025 - By 

    I love talking about personal finance and learning about how I can spend and save my money wiser. One of the best things to do with your hard-earned money is to invest it. Investing wisely can make all the difference in creating a fulfilling and secure life. Whether it’s for your health, happiness, or future, some investments provide long-lasting benefits that pay off in ways you may not immediately realize. Here are some things I will never regret investing in: HEALTH AND LIFE INSURANCE Health and life insurance provide peace of mind, knowing that you and your loved ones are…

  • journal - saving - simple life

    Frugal Valentine’s Day Gifts and Activities

    February 2, 2025 - By 

    Valentine’s Day is the perfect opportunity to show love and appreciation, but that doesn’t mean you need to spend a fortune to make it memorable. Whether you’re on a tight budget or simply prefer meaningful gestures over expensive gifts, there are countless frugal ways to celebrate the season of love. From heartfelt DIY gifts to creative activities, you can make this Valentine’s Day special without breaking the bank. In this blog, we’ll explore a variety of thoughtful and affordable ideas that will help you celebrate love in the most budget-friendly way possible. Gifts: Activities FINAL THOUGHTS Valentine’s Day is about…

  • finance - journal

    5 Money Mistakes I Made in my Personal Finance Journey

    January 28, 2025 - By 

    In the beginning, there was just a girl working her corporate job, excited to receive her first salary and conquer the world. However, along the way of making herself financially better, she made some financial mistakes. Although those mistakes did not financially ruin her, she definitely learned a few lessons along the way. Yes, that girl was me and as a sequel of 10 Most Common Money Mistakes You Must Avoid, these are my money mistakes: Lending money to people I sensed would not pay me back. Trust your gut. That is all I can say when it comes to…

  • budgets - journal - saving

    30 Things I Will Not Be Buying This Year

    January 14, 2025 - By 

    As we enter a new year, I’ve made the decision to be more mindful of my spending habits and focus on what truly adds value to my life. After reflecting on past purchases and recognizing the areas where I’ve been overspending, I’ve decided that this year will be about cutting back and prioritizing my financial health. To help me achieve my goals, I’ve compiled a list of things I’m no longer buying in 2025, which will not only save me money but also contribute to a more intentional and fulfilling lifestyle. From everyday indulgences to items that simply don’t serve…

  • journal

    30 Morning Affirmations to Start Your Day

    January 11, 2025 - By 

    Starting your day with positivity can set the tone for everything that follows. One powerful way to do this is by incorporating affirmations into your morning routine. Affirmations are simple, yet effective statements that can help shift your mindset, boost your confidence, and manifest the life you desire. By repeating affirmations each morning, you create a foundation of self-belief and gratitude that lasts throughout the day. In this post, I’ll share some of my favorite affirmations to help you start your day with clarity, purpose, and a positive outlook. I will be present in every moment. I accept myself as…

  • decluttering

    January 2025 Decluttering Diaries: Things I Threw Out, Need to Restock and Need to Use Up

    January 7, 2025 - By 

    Tell me a better way to start the new year than with decluttering. In today’s fast-paced world, it’s easy for our homes and workspaces to become cluttered with things we no longer need. But what if decluttering could be the key to unlocking a more peaceful, productive, and joyful life? Decluttering is an important way to not only keep your space clean and tidy, but also to boost your mood and productivity, reduce stress and anxiety, improve focus and organization, and help you improve your financial wellbeing. In this blog, I’ll be sharing about the things I discovered during my…

  • health and well-being

    How to Grow a Grateful Mind: Simple Practices for Cultivating Gratitude

    January 5, 2025 - By 

    Gratitude is one of the most powerful emotions we can embrace. It can transform our lives, elevate our mood, and foster deeper connections with others. Yet, in the hustle and bustle of everyday life, it’s easy to overlook the simple blessings that surround us. The good news is that gratitude is a practice, not a personality trait. With consistent effort, anyone can develop a more grateful mindset. Here are six practical ways to grow a grateful mind, helping you to appreciate the present moment and shift your focus toward the positive aspects of life. Keep a Gratitude Journal One of…

  • journal

    My January 2025 Intentions: A No Buy Month and Intentional Living

    January 5, 2025 - By 

    The start of a new year is always a perfect opportunity to reflect on the past and set fresh goals for the future. As we step into 2025, it’s time to hit the reset button—giving ourselves space to rethink priorities, adjust our habits, and lay the foundation for a more mindful and intentional life. This year, I’m committed to taking a more thoughtful and conscious approach to how I spend my time, money, and energy. The first step in this journey is starting the year with a No Buy Month. January will be all about intentional living—limiting unnecessary purchases, focusing…